Having been a TRW software development lab managers and a software project development manager it is hard to believe that a professional software development organizations can create such a screwed up systems as Healthcare.gov has turned out to be. This raises the question was the system intentionally crippled to hide the real cost of health insurance under Obamacare, or is it just a really bad design.
“Many experts believe the Obamacare website is disfunctional because Democrats don’t want you to know how expensive the plans are.”
A growing consensus of IT experts, outside and inside the government, have figured out a principal reason why the website for Obamacare’s federally-sponsored insurance exchange is crashing. Healthcare.gov forces you to create an account and enter detailed personal information before you can start shopping. This, in turn, creates a massive traffic bottleneck, as the government verifies your information and decides whether or not you’re eligible for subsidies. HHS bureaucrats knew this would make the website run more slowly. But they were more afraid that letting people see the underlying cost of Obamacare’s insurance plans would scare people away.
The Gateway Pundit: HHS didn’t want users to see Obamacare’s true costs
“Healthcare.gov was initially going to include an option to browse before registering,” report Christopher Weaver and Louise Radnofsky in the Wall Street Journal. “But that tool was delayed, people familiar with the situation said.” Why was it delayed? “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.” (Emphasis added.)
As you know if you’ve been following this space, Obamacare’s bevy of mandates, regulations, taxes, and fees drives up the cost of the insurance plans that are offered under the law’s public exchanges. A Manhattan Institute analysis I helped conduct found that, on average, the cheapest plan offered in a given state, under Obamacare, will be 99 percent more expensive for men, and 62 percent more expensive for women, than the cheapest plan offered under the old system.
Because you have to enter so much personal information before you receive a price quote, a well known and respected local conservative speculates that healthcare.gov could quote prices based on your income or even political beliefs.
When I heard about the problem that was my first thought. A module has been inserted in the computer code that allow low income people to get registered without delay, but higher income registrants who will be paying higher rates, the systems shunts then into an endless loop, causing them to eventual abort the process, without learning the true cost. The applicant now have an account, the government has their private information and know the applicant is not eligible for subsidies. Could it be this private economic information was what triggered the endless loop, or some similar slow down code? Why after two weeks of trying some people cannot get any cost estimates?
Stay Tuned – There is more to this story.